Latest News

Face coverings now mandatory

By | Latest News

Banks, credit unions and post offices have been added to the list of workplaces where the wearing of face coverings is mandatory.

Up to now, the wearing of masks and face coverings in such premises was recommended but there was no legal requirement to so in contrast to retail outlets and public transport.

The new regulations, which have been signed by the Minister for Health, come into force with immediate effect following a campaign from the Financial Services Union (FSU) to require the wearing of face masks in their workplaces.

FSU general secretary John O’Connell said: “The FSU launched a campaign several weeks ago seeking this change so I very much welcome it.

“Our members were very concerned that they were being treated differently to any other retail staff. Concerns increased when the new variant of Covid-19 was identified and the virus became more transmissible.’

He added: “This is a sensible move which can help alleviate some of anxieties expressed by staff. We would urge all customers to abide by the new regulations and help keep themselves and workers safe.”

Mr O’Connell added that the rationale for not including banks, credit unions and post offices in the initial regulations was security-related.

Brian Hayes, CEO of the Banking and Payments Federation Ireland, which represents the banks, welcomed the decision

He said: “BPFI and its member banks very much welcome the decision by Government to amend the regulation to make mask wearing mandatory in banks.”

“The safety of customers and staff has been a top priority since March and today’s announcement is extremely helpful as we continue to provide essential services nationwide.”

Virtual AGM 2020

By | Latest News

Due to current COVID-19 restrictions, and to protect our members and staff, our AGM for 2020 will take place virtually.

Limerick & District Credit Union will hold our virtual AGM via ZOOM on Tuesday February 9th at 6pm.

Members wishing to attend the Virtual AGM need to apply via email to and include the following information on your email:

  • Name
  • Member Number
  • Member address

The request for attendance must be received by close of business on 5th February 2021.

A link to the AGM Zoom Webinar will be forwarded to your email address in time for the meeting.

The following information is pertinent to this notice.

  • Limerick & District Credit Union will be using Zoom Webinar as the electronic platform for the meeting.
  • To gain access to the meeting a member must request an invitation to the virtual meeting by emailing This request must be received by close of business on 5th February 2021. Following the request for invitation the member will receive an invitation by email to join the meeting on 9th February at 6 p.m
  • The information required to request an invitation is your name, member number and address. The Credit Union will be verifying members details prior to issuing invitations.
  • All non-presenting participants will be muted and have their cameras switched off to allow the smooth running of the meeting. However, you can type a question to the host by clicking on the “chat” button on the bottom of the screen.
  • Elections for the position of Auditor, Board Oversight Committee and Board of Directors will take place. Voting will be conducted by way of online poll and each member will be asked to vote Yes/No electronically for each candidate when instructed by the Chairperson. The votes will be tallied electronically, verified by the Internal Auditor, and recorded by the meeting Secretary.
  • The AGM meeting will be recorded for minute taking purposes.

LKCU join Covid-19 Credit Guarantee Scheme

By | Latest News

Seven of the country’s largest credit unions, all members of Metamo, have become the first credit unions to offer loans to SMEs under the Government’s Covid-19 Credit Guarantee Scheme (CCGS).

Metamo is the joint venture between credit unions and Fexco and was set up in July 2019.

The seven credit unions joining the CCGS have a combined membership of about 250,000 members and include Cara Credit Union, Mallow Credit Union, First Choice Credit Union, People First Credit Union, St Canice’s Credit Union, Limerick & District Credit Union, and Synergy Credit Union.

SMEs and agri businesses, who are facing challenges due to the pandemic, will now benefit from greater access to funding under the scheme.

The seven Metamo credit unions have been approved to offer loans ranging between €10,000 and €1m, for terms of between three months and five and a half years.

Metamo has a combined lending base of €1 billion and this initiative is one of several that will enhance its ability to serve the needs of its members and the business community.

A total of 16 credit unions make up Metamo and it has over 480,000 members.

Joe O’Toole, Chair of the Metamo Credit Union Group, said the group had been approved as the first community lenders who can offer loans under the Covid-19 Credit Guarantee Scheme, a space previously reserved for the large pillar banks.

“The credit unions gaining approval have the track record and relationships to engage effectively with businesses needing support. Our Credit Unions are keen to support local businesses, knowing that their continued success is in the interests of our members and our communities,” Mr O’Toole said.

The Credit Guarantee Scheme is the biggest ever state-backed loan guarantee in Ireland.

It offers an 80% Government guarantee to participating lenders to provide Irish businesses, including those in the farming and fishing sectors, with access to low interest loans as they respond to the impacts of Covid-19.

Three non-bank lenders – Linked Finance, CapitalFlow and Finance Ireland – are now also included in the Covid-19 Credit Guarantee Scheme.

Tánaiste and Minister for Enterprise, Trade and Employment Leo Varadkar said the inclusion of credit unions means more options for SMEs seeking to take out a loan.

“Credit unions are embedded in communities across the country and business owners will be able to seek advice from staff who they already have an existing relationship with,” Mr Varadkar said.

“The inclusion of three non-bank lenders too, means more choice for business customers. We will continue to diversify the lenders participating in this scheme,” he added.

No New Membership Applications

By | Latest News

Limerick & District Credit Union Ltd regret to advise that due to the high numbers of COVID-19 transmission we will not be in a position to open new members accounts until further notice.

We very much regret the inconvenience this may cause but want to assure you that this decision has been taken with the health and safety of our staff and members alike. Stay safe & healthy.

#LKCU #Membership #Applications

Essential Online Maintenance

By | Latest News


Due to essential online maintenance some of our Online Services including cuOnline+ and cuMobile may experience some interruptions between 9pm – midnight this Thursday January 7th.

We apologise for any inconvenience this may cause.

Christmas Window Winner

By | Latest News

And the winner of this year’s Christmas window is…… O Donnell Boutique 👏🎄

Caroline Long, CEO Limerick & District Credit Union & Chair of Limerick City Traders said, “On behalf of the Limerick traders we are delighted to see that O’Donnell’s won as it is very deserving. Their window is gorgeous! This is a fantastic display to put in any window. It’s stylish, impactful no one is going to pass by without stopping to look.”
#lovelimerick #limerickedge

All Ireland Final Ready

By | Latest News

We’re all ready for the All Ireland Final here in Limerick & District Credit Union.

Check out our photos from our Caherdavin, William Street and St. Patrick’s Branches today.

2 more sleeps 😴😴🇳🇬🇳🇬🇳🇬🇳🇬

#LuimneachAbu #Limerick #Hurlers

Limerick & District Credit Union
Register now for Online Banking with Limerick & District Credit Union.