Current Account

Full Service Current Account & Debit Card from Limerick & District Credit Union

Current Account
From Your Trusted
Credit Union

You can now manage your daily finances no matter where you are in the world. With access to your funds in-branch, online or on the app, Current Account from your credit union gives you all the benefits you expect, but with the personal touch of your trusted credit union.

We make it really easy to switch from your current bank, with our easy switching process and offer one of the lowest monthly fees in the market.

Our Current Account gives you a world-class solution, delivered locally.

Features & Benefits

  • Easy to sign up
  • Same friendly service

  • Globally accepted Visa Debit Card

  • Cashback available at participating retailers
  • Contactless payments
  • Overdraft available up to €5,000 *
  • Transparent Fees
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping

Current Account Information

Current Account Brochure

Download the Current Account Brochure.

Download

Terms & Conditions

Download our full T&Cs document.

Download

Fees & Charges

Download our full list of Fees & Charges.

Read More

Card Safety

Download our Fraud Awareness Booklet.

Read More

Overdraft

View our Current Account Overdraft information guide.

Learn More

Foreign Currency

Check out our Currency Conversion Calculator.

Learn More

Switcher Pack

Download our Current Account Switcher Pack.

Download

FAQs

All you need to know about our Current Accounts.

Read FAQs

Simple Sign-Up Process

  • Switching to our current account is easy with our switching code. It takes just a few minutes to set up, ensuring a smooth move for our members.
  • Online, in-office, you choose your preferred way
  • Enjoy the same friendly faces and great service you’ve come to expect from Limerick & District Credit Union

  • Global Access: Access your funds worldwide with our globally accepted debit card, offering convenience wherever you go.

  • Transparent, Low Fees: Experience complete transparency with low fees, ensuring you’re always in control of your finances.

Overdraft

  • Our overdraft offers flexibility to smooth out irregular expenses across the year, with an interest rate of 12% (only on what is overdrawn). T&Cs apply, and each application is assessed individually.
  • The available overdraft range is from €200 to a €5000.
  • You can overdraw your current account to an agreed limit for short term borrowing requirements e.g. A few days before salary.
  • The overdraft facility fee is €25 per annum which is paid at application and every 12 months after that.
  • Members must achieve 30 days credit in a 12 month period, commencing with the first debit balance day of the overdraft.

The debit card is not enabled for cryptocurrency. Visa is a trademark owned by Visa International Service Association and used under license. This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited.

Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C91879.

Apple Pay is a trademark of Apple Inc. Google Pay and Google Wallet are trademarks of Google LLC.