When you join Limerick & District Credit Union you become a Member and not a customer. This is an extremely important difference as it means you are a part owner of the Credit Union with equal rights to vote and participate in decisions affecting the Credit Union.

Membership brings with it rights as well as responsibilities. The money you save is held as shares and it is this pooling of shares that creates the loan fund from which you and other Members can borrow. When borrowing, it is important that you borrow wisely ensuring that you protect your shares and the shares of your friends, family and neighbours.

Why Become
A Member of
Limerick & District
Credit Union?

Free Banking

No nasty fees or charges

Modern Services

Tech savvy services like online banking, electronic transfers and smartphone apps

Non-profit Organisation

We’re like a bank that you own! We are a not-for-profit organisation owned by you our members.

Member Owned

Owned By Our Members

Fast & Efficient

Fast, efficient service with a smile – we are real people not machines.

Great Loan Rates

Low loan interest with flexible payment options

What you need to join

Joining Limerick & District Credit Union is easy once you are in the common bond and have the relevant documentation.

SINGLE ACCOUNT

Evidence of Identification – One of the following is required

– Current Valid Passport
– Current Valid Driver’s Licence
– Exceptions – ML 10 Form with Birth Cert, GNIB Card

Evidence of Address Verification (dated within last 6 months) – One of the following is required

– Original Utility Bill
– Original Bank/Building Society Statement
– Social Welfare/Revenue correspondence
– Exceptions – Hospital appointment, posted insurance certificate

Evidence of PPS Number (Under the Taxes Consolidation Act 1997 we require proof of PPSN) – One of the following is required

– Old Social Services Card (not Public Services Card)
– Social Welfare/Revenue correspondence
– European Health Insurance Card
– Official Payslips / Pension Book / P60 / P45

JOINT ACCOUNT

Evidence of Identification – One of the following is required

– Current Valid Passport
– Current Valid Driver’s Licence
– Exceptions – ML 10 Form with Birth Cert, GNIB Card

Evidence of Address Verification (dated within last 6 months) – One of the following is required

– Original Utility Bill
– Original Bank/Building Society Statement
– Social Welfare/Revenue correspondence
– Exceptions – Hospital appointment, posted insurance certificate

Evidence of PPS Number (Under the Taxes Consolidation Act 1997 we require proof of PPSN) – One of the following is required

– Old Social Services Card (not Public Services Card)
– Social Welfare/Revenue correspondence
– European Health Insurance Card
– Official Payslips / Pension Book / P60 / P45

MINOR ACCOUNT

If anyone under 16 years wishes to apply for membership

– Birth Certificate or Passport for child
– Official Evidence of PPS Number
– Proof of child’s address is required in the form of parents Proof of Address.
– Valid Evidence of Identification, Evidence of Address and Proof of PPS Number are required for parent.

 

 

 

 

 

 

 

 

 

 

 

Your LDCU Branch

Find your nearest LDCU branch here.

Have a Question?

Check our FAQs or message us on Live Chat.

Call Us Now

You can reach us on (061) 455831.