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New Lending & Business Development Manager

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New Lending & Business Development Manager at Limerick & District Credit Union.

Limerick & District Credit Union Ltd are delighted to announce the appointment of Fiona Cox as Lending & Business Development Manager.

Fiona brings a wealth of experience to this role with over 30 years in the lending sector. Fiona specialises in the area of Personal Lending and Mortgages.

Limerick & District Credit Union Ltd, offer competitive interest rates on, Mortgages, Home Improvement loans, Business Loans, Personal loans & Car loans.

Fiona will expertly guide you through the process in a stress-free professional manner.  If you work or live within the Limerick City or Suburbs you are eligible to join and borrow from Limerick & District Credit Union.

Contact Fiona today to discuss your lending needs at a time and place convenient to you. Fiona can be contacted on 087-2999480 or f.cox@lcu.ie.

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The payment rates on this housing loan may be adjusted by the lender from time to time. Warning: All loans subject to approval. T&Cs Apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Credit Unions in the Republic of Ireland are regulated by the Central Bank of Ireland.

Staying Safe Online

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A phishing attack is a form of social engineering by which cyber criminals attempt to trick individuals by creating and sending fake emails that appear to be from an authentic source, such as a business or colleague.

The email might ask you to confirm personal account information such as a password or prompt you to open a malicious attachment that infects your computer with a virus or malware.

Phishing emails are one of the most common online threats, so it is important to be aware of the tell-tale signs and know what to do when you encounter them.

Here are five ways to spot phishing attacks.

  1. The email asks you to confirm personal information

Often an email will arrive in your inbox that looks very authentic. Whether this email matches the style used by your company or that of an external business such as a credit union, hackers can go to painstaking lengths to ensure that it imitates the real thing. However, when this authentic-looking email makes requests that you wouldn’t normally expect, it’s often a strong giveaway that it’s not from a trusted source after all.

Keep an eye out for emails requesting you to confirm personal information that you would never usually provide, such as online banking details or login credentials. Do not reply or click any links and if you think there’s a possibility that the email is genuine, you should search online and contact the organisation directly  – do not use any communication method provided in the email.

  1. The web and email addresses do not look genuine

It is often the case that a phishing email will come from an address that appears to be genuine. Criminals aim to trick recipients by including the name of a legitimate company within the structure of email and web addresses. If you only glance at these details they can look very real but if you take a moment to actually examine the email address you may find that it’s a bogus variation intended to appear authentic ‒ for example: @mail.airbnb.work as opposed to @Airbnb.com.

Malicious links can also be concealed with the body of email text, often alongside genuine ones.  Before clicking on links, hover over and inspect each one first.

  1. It’s poorly written

It is amazing how often you can spot a phishing email simply by the poor language used in the body of the message. Read the email and check for spelling and grammatical mistakes, as well as strange turns of phrase. Emails from legitimate companies will have been constructed by professional writers and exhaustively checked for spelling, grammar and legality errors. If you have received an unexpected email from a company, and it is riddled with mistakes, this can be a strong indicator it is actually a phish.

Interestingly, there is even the suggestion that scam emails are deliberately poorly written to ensure that they only trick the most gullible targets.

  1. There’s a suspicious attachment

Alarm bells should be ringing if you receive an email from a company out of the blue that contains an attachment, especially if it relates to something unexpected. The attachment could contain a malicious URL (a malicious URL is a link created with the purpose of promoting scams, attacks and frauds) or trojan (malware which misleads users of its true intent), leading to the installation of a virus or malware on your PC or network. Even if you think an attachment is genuine, it’s good practice to always scan it first using antivirus software.

  1. The message is designed to make you panic

It is common for phishing emails to instill panic in the recipient. The email may claim that your account may have been compromised and the only way to verify it is to enter your login details. Alternatively, the email might state that your account will be closed if you do not act immediately. Ensure that you take the time to really think about whether an email is asking something reasonable of you. If you’re unsure, contact the company through other methods.

Ultimately, being cautious with emails can’t hurt.

When in doubt, throw it out: Links in emails, social media posts and online advertising are often how cyber-criminals try to steal your personal information. Even if you know the source, if something looks suspicious, delete it.

Limerick Chamber Regional Business Awards

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Limerick & District Credit Union are proud to sponsor the Launch of the Limerick Chamber Regional Business Awards. The launch took place on Tuesday 25th at the Castletroy Park Hotel. The Awards celebrate the success of companies based in Limerick, Tipperary and Clare and recognise their vital contribution to the national economy.

Limerick & District Credit Union are proud to be working with Limerick Chamber of Commerce and supporting the business people of Limerick. There is a symmetry with the Chamber and the Credit union, with us both being not-for-profit organisations, working for the benefit of the communities of Limerick. We are delighted to sponsor the launch event for the prestigious Limerick Chamber Regional Business Awards 2019. The awards celebrate excellence in business throughout the Limerick region across 7 categories.” Caroline Long, CEO, Limerick & District Credit Union.

There are seven awards categories and the awards are open to businesses in Limerick, Clare, Tipperary, North Cork and North Kerry; entries welcome from members and non-members alike. For the second year in a row the independent Judging Panel will be chaired by Anne Heraty, of CPL, who also Chairs the judging panel for the EY Entrepreneur of the Year Awards. The closing date for entries is Friday 6th September 2019 and those interested in finding out more should go to visit www.limerickchamber.ie.

Limerick & District Credit Union recently launched their Business Loans, offering business and personal lending products to businesses and the people behind them.

We are proud to offer an alternative option in personal and business lending to the business people of Limerick, whatever form their business may take; self-employed, SME, partnership or company. Our dedicated business lending team offer the personal service and supports to meet their lending needs in a timely and efficient manner.” Caroline Long, CEO, Limerick & District Credit Union.

For more information on our business lending, please contact Kathryn Dalton, Business Development Manager on 087 9690121 or email k.dalton@lcu.ie

From Left to Right: Launch of Limerick Chamber President Awards held in the Castletroy Park Hotel. Eoin Ryan – Limerick Chamber President / HLBMGR, Caroline Long – CEO / LDCR, Deirdre Ryan – CEO Limerick Chamber.
Photo by Morning Star Photography

ProEnergy Home Loan

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Heard about the ProEnergy Homes Loan Scheme but have some questions?

Meet and speak with Kathryn in our Caherdavin office this Friday 14th June from 4pm – 7pm.

  • Learn how you can avail of an exclusive offering with grants of up to 35%
  • Learn about the steps involved and how easy it is!
  • Answer your questions
  • Complete your EOI if you wish to avail of the FREE Home Survey

You don’t need to be a member of Limerick & District Credit Union to call in. No appointments needed.

What is the ProEnergy Homes Loan Scheme?

The ProEnergy Homes Loan Scheme provides ease of access to a grant from the SEAI (Sustainable Energy Authority of Ireland), so you can save more and make your home more energy efficient and comfortable.

It includes:

  • 35% SEAI Grant
  • Low Rate Loan – 6.9% (7.18% APR)
  • Free Home Survey, worth €500, completed with no-obligation
  • Dedicated Project Manager; from start to finish, who also complete the grant application
  • Energy Efficient Home, better performing, more comfortable

The scheme is available only for a limited time – until 31st August. For more information click here or call to our Caherdavin office this Friday 14th from 4pm – 7pm to talk to Kathryn.

Explore the Game of Thrones Northern Ireland Film Locations

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It’s back…..are you as Game of Thrones® obsessed as us?

For fun we were looking to see what film locations we could visit in Northern Ireland and were amazed at the amount there are, and thought we would put them into an article with some handy links to plan your own Game of Thrones® trip. The order of the locations is given in a loop starting and finishing in Belfast.

Relive the magic of Game of Thrones® as you travel through the now-iconic filming locations in Northern Ireland, as some of the most pivotal scenes of the show found their real-world settings there.

For the final season, the cast and crew filmed an epic battle sequence for 55 nights straight in the villages of Toome and Magheramore, which is only about 30 minutes from Belfast. This area has held many supporting roles in the show; including Lough Neagh which appeared as the Summer Sea, the body of water to the south of Essos and Westeros, and the Toome Canal filled in for the Old Valyrian Canal, where Jorah Mormont and Tryion Lannister are attacked by the stone men in season five.

Since season two, most of the scenes involving Winterfell, the home of the Stark family, have been shot in Toome and the nearby village of Moneyglass.

Take a 15-minute drive to the east, on the northeast bank of Lough Neagh, sits the ruins of Shane’s Castle near Randalstown. The castle ruins, which date back to the 1300s, were the scene of the dramatic Tourney of the Hand in season one and have represented both the dungeons of King’s Landing and the crypts of Winterfell.

Now, head along the beautiful coast to Magheramorne Quarry near Larne, this abandoned quarry was retrofitted (with a healthy dose of CGI special visual effects) to be the setting for multiple locations in the north of Westeros, including Castle Black where the Night’s Watch are stationed, the Wildling village of Hardhome, and the massive wall that separates the realms of night from the kingdom of men.

The rolling hills of Cairncastle, which sit on the other side of Larne, have portrayed a range of Westerosi locations. You can visit the stone where Ned Stark portentously beheaded a man in the very first episode of the series, and pace the grounds where Catelyn Stark captures Tyrion Lannister. Cairncastle was also the setting for The Neck at Moat Cailin, where Lord Baelish tells Sansa Stark about his plans for her future with the Bolton family.

Luckily the Shillanavogy Valley is just a 20-minute drive to the west from Cairncastle. Shillanavogy Valley, which rests in the shadow of Slemish Mountain in Co. Antrim, is the setting for the Dothraki Grasslands where Mother of Dragons Daenerys Targaryen is most often seen in Season 1.

After travel to Carnlough, a charming town that sits on Carnlough Bay. The stone walls and docks of the harbour are where Maisie Williams filmed Arya’s scenes along the Bravos Canal in season six. The town is also renowned for its fish and chips, so tuck in!

En-route out of town, stop at Glenariff in the Glens of Antrim, which represented the lush Vale of Arryn. Veer back north towards the craggy coastline to visit the mysterious and beautiful Cushendun Caves. This is the spot where the Red Priestess Melisandre births the shadow assassin to carry out Stannis Baratheon’s bidding.

A 25-minute drive up the coast will land you at Murlough Bay, known as Slaver’s Bay and, later, the Bay of Dragons in Essos. Murlough Bay is a highlight of the Causeway Coastal Route and boasts unparalleled views of Rathlin Island. On an especially clear day you can even see the Mull of Kintyre in Scotland.

An imposing cliff at the northeast corner of Co. Antrim, Fair Head was the location for one of the most anticipated meetings in Game of Thrones® history – when Jon Snow meets Daenerys’ dragon/child Drogon for the first time in season seven. A popular rock-climbing spot, Fair Head also makes a lovely hike.

Another 30 minutes or so along the Causeway Coastal Route will take you to Ballintoy Harbour, which has been used as the location for Pyke, the seat of power of the Iron Islands, the kingdom of the Ironborn that splintered from Westeros. The world-famous Carrick-a-Rede Rope Bridge is just 10 minutes away.

From there, come back inland and down to one of the most iconic Game of Thrones® locations, the mysterious Dark Hedges of Gracehill House in Ballymoney. They have been used as a location for The King’s Road, which is the longest road in the Seven Kingdoms, running from the Wall at Castle Black all the way to King’s Landing.

Less than 20 miles from the Dark Hedges, you’ll find the sandy beaches of Portstewart, the filming location for the Dornish coast. Dorne is the southernmost kingdom of Westeros, home to the House of Martell and the Sandsnakes. It’s where Jaime Lannister and Bronn of the Blackwater set foot on land during their mission to rescue Princess Myrcella Baratheon.

Downhill Strand is the setting for Dragonstone, the ancestral castle and island of the Targaryen family in Blackwater Bay. It’s where Stannis Baratheon and his troops set up camp in the early seasons, and where Daenerys and her army first set foot on her ancestral homeland. Be sure to explore the stunning Mussenden Temple, too, a National Trust Historic Site modelled after the Temple of Vesta in Ancient Rome.

Head southeast to Pollnagollum Cave in Belmore Forest, part of the Marble Arch Caves Geopark which is worth a visit in its own right. Fans will recognise this cave as the hideaway of the Brotherhood Without Banners in season three. Also, southeast from Binevenagh is Gosford Castle in Markethill, Co, Armagh, which was the setting for the Tully family’s ancestral home of Riverrun.

Travelling to the Mourne Mountains next, this granite mountain range in Co. Down has performed double duty as the setting for Vaes Dothrak, in addition to the woods north of Winterfell where Bran Stark meets Meera and Jojen Reed. The nearby Tollymore Forest Park has also served as a filming location for the woods surrounding Winterfell but might be even more recognisable as the Haunted Forest beyond The Wall, where the Wildlings and the White Walkers roam. Six hundred acres of ancient redwood trees and crumbling gothic ruins await you.

As you begin your journey back north to Belfast, stop at Inch Abbey, an ancient monastic site. The historic ruins, which date back to 1180, are the spot where Catelyn and Robb learn of Ned Stark’s death, and where Robb Stark becomes King in the North. While there, check out the town of Downpatrick too, believed to be the burial place of St. Patrick himself.

In season one of Game of Thrones®, Castle Ward and Demesne near Strangford served as the setting for Winterfell.

The 18th-century property, a National Trust site, has fully embraced its modern claim to fame, offering visitors the chance to live a full ‘Game of Thrones®’ experience, dressing up in character and practicing archery in the very spot where Robb, Bran Stark and Jon Snow do in the series.

Finally, it’s time to head to Belfast City, where there is currently a touring exhibition, which opened at TEC Belfast 11th April and runs until 1st September. The dramatic exhibition combines costumes, authentic props and majestic settings from all seven seasons to create an interactive and immersive experience. this all-new exhibition will drop fans into the centre of the Seven Kingdoms for an up-close and personal look at authentic props, costumes and set decorations from the show. Link for more information.

Doors of Thrones

When some of the trees along the famous Dark Hedges (better known as the ‘Kingsroad’) blew over in Storm Gertrude, the felled wood was carved into a set of 10 intricate doors, hung across ‪a variety of locations in Northern Ireland, each telling the story of a Season 6 episode. Click for more information.

  • The Cuan, Strangford, Co. Down
  • Fiddler’s Green, Portaferry, Co. Down
  • Percy French, Newcastle, Co. Down
  • Blakes of the Hollow, Enniskillen, Co. Fermanagh
  • Owens, Limavady, Co. Londonderry
  • Fullerton Arms, Ballintoy, Co. Antrim
  • Gracehill House, Stranocum, Co. Antrim
  • Mary McBride’s, Cushendun, Co. Antrim
  • Ballygally Castle, Ballygally, Co. Antrim
  • The Dark Horse, Belfast, Co. Antrim

What about the kids?

If you are looking for something for the kids to do in Belfast, I would highly recommend the W5 Award Winning Science & Discovery Centre. With over 250 amazing interactive exhibits in four incredible exhibition areas, W5 provides a unique experience as well as fantastic fun for visitors of all ages. In addition to permanent exhibits, W5 also presents a changing programme of large- and small-scale temporary exhibitions and events. They have a daily programme of live science demonstrations and shows. Click for more information.

We are your Limerick Credit Union

If you work, live or are in education in Limerick city, you can join and borrow from us. Join and Apply for a Loan Same Day.

Did you know we offer Same Day Loans up to €10,000?

Apply for a loan today, dial a loan 061 455831 or email us and we will can you back.

Handy Links

Content sourced from Irishcentral.com, Tourism Ireland, Discover Northern Ireland, Visit Belfast.

What Books Should You Be Reading Now with O’Mahony’s Booksellers

By | Our Blog

What Books Should You Be Reading Now with O’Mahony’s Booksellers

Limerick and District Credit Union have teamed up with O’Mahony’s Booksellers to bring you the Top 10 lists of books you should be putting on your wish lists – or treating yourself to – right now! As well as the top 10 books you might have missed in 2018.

We are proud to support Local Businesses.

Top 10 New Titles

  1. The Start of Summer – Alison Walsh
  2. Shelter in Place – Nora Roberts
  3. The House on Vesper Sands – Paraic O’Donnell
  4. Their Little Secret – Mark Billingham
  5. In the Galway Silence – Ken Bruen
  6. Prague Spring – Simon Mawer
  7. An Ocean of Minutes – Thea Lim
  8. Tiger – Polly Clark
  9. The Transatlantic Book Club – Felicity Hayes-McCoy
  10. The Colours of all the Cattle – Alexander McCall Smith

Top 10 Books from Christmas you might have missed!

  1. Once Upon a River – Diane Setterfield
  2. Limerick Music Throughout the Decades – Paddy Brennan
  3. Fighter – Andy Lee
  4. Milkman – Anna Burns
  5. A Keeper – Graham Norton
  6. A House of Ghosts – W.C. Ryan
  7. Limerick – A Stroll Down Memory Lane Volume 18 – Sean Curtin
  8. The Tattooist of Auschwitz – Heather Morris
  9. The Importance of Being Aisling – Emer McLysaght
  10. Normal People – Sally Rooney

Top 10 Children’s Books

  1. Diary of an Awesome Friendly Kid: Rowley Jefferson’s Journal – Jeff Kinney
  2. Fing – David Walliams
  3. The Smartest Giant in Town – Julia Donaldson
  4. Secret Science – Dara O’Briain
  5. Blazing a Trail: Irish Women Who Changed the World – Sarah Webb
  6. A Girl Called Justice – Elly Griffiths
  7. The Umbrella Mouse – Anna Fargher
  8. BOOT Small Robot, BIG Adventure – Shane Hegarty
  9. The World’s Worst Children 3 – David Walliams
  10. The Great Irish Weather Book – Joanna Donnelly

All these great books are available in O’Mahony’s Booksellers, 120 O’Connell Street, Limerick or on their website; https://www.omahonys.ie. They don’t just stock books, browse the huge range of jigsaws, puzzles, stationery, calendars, cards and quirky gifts.

Local tip: O’Mahony’s Gift Cards never expire and there are no hidden charges.

Limerick and District Credit Union are proud to support Local Businesses. Your Limerick Credit Union.

 

Limerick & District Credit Union