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Terms & Conditions Apply
*A loan of €10,000 over 3 years with monthly instalments costs €308.56 at a variable rate of 6.95% (Annual Percentage Rate (APR) 7.18%). The total amount repayable is €11,107.49. Cost of credit is €1107.49. Variable rates may increase which would cause the cost of credit to increase.
WHY BORROW WITH US?
SIMPLE & EASY APPLICATION PROCESS
No nasty hidden charges
There are no processing charges or documentation fees, so your cost per thousand Euro borrowed is kept as low as possible.
No penalties for early settlement
If you’re in a position to pay off your loan earlier than expected, there are no penalties or settlement charges.
Quick decisions
We know that you may be chasing a quick deal, so we give you a quick decision and fast access to funds. 9 our of 10 of our loans are approved and drawn down in just 2 days.
Highly favourable interest rate
You only pay interest on the reducing balance and we have one of the best interest rates around.
Free loan protection insurance
Should you die during the term of the loan, the remaining balance will be cleared in full. (Terms and Conditions apply).
Friendly and personalised application process
We consider every loan application on a case-by-case basis. We take your individual circumstances into account and assess your overall situation.
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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Limerick & District Credit Union Limited is regulated by the Central Bank of Ireland.
The information provided on this calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
Lending criteria and terms and conditions apply.
Limerick & District Credit Union Limited accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.
Limerick & District Credit Union Limited is regulated by the Central Bank of Ireland.
